7.6.1 Your investment planning worksheet

Items	Me	Spouse	Total
Household total assets	Household assets of me $ Invalid format.	Household assets of spouse $ Invalid format.	$0.00
Household total liabilities	Household assets of me $ Invalid format.	Household assets of spouse $ Invalid format.	$0.00
Household net worth (total assets minus total liabilities)	$0.00	$0.00	$0.00

Items	Me	Spouse	Total
Total household monthly income	Income of me $ Invalid format.	Household assets of spouse $ Invalid format.	$0.00
Total household monthly expenses	Expenses of me $ Invalid format.	Household assets of spouse $ Invalid format.	$0.00
Net household monthly surplus or shortfall	$0.00	$0.00	$0.00

Objective	Estimated cost	When needed
Goal #1	Estimated cost #1 $ Invalid format.	When needed #1
Goal #2	Estimated cost #2 $ Invalid format.	When needed #2
Goal #3	Estimated cost #3 $ Invalid format.	When needed #3
Goal #4	Estimated cost #4 $ Invalid format.	When needed #4

My situation Today, I have $__________ to invest, and plan to invest an additional $__________ each (month/year).

My household income stream is:

very secure

reasonably secure

somewhat uncertain

very uncertain

How likely is it I will have to withdraw a significant amount of my investment before the times estimated for my investment goals?

not likely

somewhat likely

very likely

My situation I would feel comfortable if I had $__________ that I could get quickly in case of emergency.

For my overall investment portfolio, the largest decline in value (even if it was temporary) that I would ever be prepared to accept is:

no decline at all

5% of the total

15% of the total

25% of the total

My priorities when investing are:

Items	Very important	Fairly important	Not a priority
Preserving my capital:	#6, a - Very important	#6, b - Fairly important	#6, c - Not a priority
Earning a regular income:	#6, a - Very important	#6, a - Fairly important	#6, a - Not a priority
Having the value of my investments grow over time:	#6, c - Very important	#6, c - Fairly important	#6, c - Not a priority
Speculating in high-risk, high-return ventures:	#6, d - Very important	#6, d - Fairly important	#6, d - Not a priority

My situation I plan to retire in __________ years, and when I retire my goal is to have a total income of $__________ per month (in today’s dollars).
My situationAfter retirement, I expect to receive monthly pension income totalling $________.
My situationI think a reasonable annual rate of return for my portfolio of investments would be: