Self-Assessment Tool

How old are you?
- Choose - Less than 21 21 - 30 31 - 40 41 - 60 61 - 80 More than 80 Please choose an item.

What is the highest level of education you have completed?
- Choose - High school diploma College diploma Professional certificate Bachelor degree Master degree None of the above Please choose an item.

What province or territory do you live in? - Choose - Alberta British Columbia Manitoba New Brunswick Newfoundland and Labrador Northwest Territories Nova Scotia Nunavut Ontario Prince Edward Island Québec Saskatchewan Yukon Please choose an item.

What gender are you? - Choose - Male Female Please choose an item.

What is your approximate household income? - Choose - Less than 10,000 10,000 - 20,000 20,000 - 40,000 40,000 - 60,000 60,000 - 80,000 80,000 - 100,000 More than 100,000 Please choose an item.

Do you have a household budget?

Yes

No

Please provide an answer to this question.

Do you know ways to cut back on your monthly expenses if necessary?

Yes

No

Please provide an answer to this question.

Do you check periodically if the accounts you have are the best ones for your current needs?

Yes

No

Please provide an answer to this question. Do you know what to do if you have a dispute with your banking institution?

Yes

No

Please provide an answer to this question.

Have you set specific savings goals (e.g., retirement, home ownership, own or children’s education), and do you budget for them?

Yes

No

Please provide an answer to this question. Do you have an emergency fund?

Yes

No

Please provide an answer to this question.

Do you read your insurance policy carefully before deciding if you will keep the policy?

Yes

No

Please provide an answer to this question. Do you check that your insurance agent is registered or licensed before buying insurance?

Yes

No

Please provide an answer to this question.

Are you considering purchasing a home using a mortgage in the near future or renewing your mortgage?

Yes

No

Please provide an answer to this question. Have you calculated the total costs of buying and maintaining a home before looking for a mortgage?

Yes

No

Please provide an answer to this question.

Do you know how much you owe and how much interest you pay on each credit card or loan you have?

Yes

No

Please provide an answer to this question. Do you know what your debt ratio is and whether it is within recommended guidelines?

Yes

No

Please provide an answer to this question. Do you know your rights and responsibilities when taking out a loan?

Yes

No

Please provide an answer to this question.

Do you know your investment risk profile?

Yes

No

Please provide an answer to this question. Do you know how much you are paying in management and other fees on your investments?

Yes

No

Please provide an answer to this question.

Do you know what sources of income you will have in your retirement and how much income you will receive from each one?

Yes

No

Please provide an answer to this question. Do you know how to choose a financial professional who can help you plan your finances for retirement?

Yes

No

Please provide an answer to this question.

Do you know how to calculate your taxable income and any deductions and credits you are eligible for?

Yes

No

Please provide an answer to this question. Do you use registered savings plans to defer or avoid paying tax on your savings and investments?

Yes

No

Please provide an answer to this question.

Do you know what a Financial Plan is?

Yes

No

Please provide an answer to this question. Have you defined specific and detailed personal financial goals?

Yes

No

Please provide an answer to this question.

Do you know the warning signs of a fraudulent offer or transaction?

Yes

No

Please provide an answer to this question. Do you know ways to protect yourself from financial fraud?

Yes

No

Please provide an answer to this question.